In the St. Louis area, Cigna is selling HMO and PPO, Medicare Advantage plans, bringing coverage to counties in Missouri and Illinois. Cigna Preferred Medicare (HMO) and Cigna True Choice Medicare (PPO) will be accessible in 12 counties and will feature supplemental Medicare coverage, food delivery, and fitness benefits.
- Coverages: Cigna Preferred Medicare (HMO) and Cigna True Choice Medicare (PPO) MA plans will be available in Crawford, Franklin, Jefferson, St. Charles, St. Francois, St. Louis, St. Louis City, Warren, and Washington counties in Missouri as well as Madison, Monroe, and St. Clair counties in Illinois.
- Eligibility: “We are very pleased to have the ability to offer everybody eligible for Medicare in these counties a plan that suits their individual needs,” said Greg Pasieka, Cigna’s Medicare market president for the Midwest. “Additionally, we are eager to build relationships in the St. Louis area and evolve with our customers over their lifetimes as their needs change.”
- Availability: Both plans are available for $0 premium and include a host of benefits not available in Original Medicare, including vision, hearing, dental, and prescription drug coverage. They also include meal delivery following a hospital admission, a fitness benefit, and access to a network of high-quality local doctors and hospitals.
- Allowance: Unlike the HMO, the PPO provides some coverage services at an out-of-network provider, but at a higher cost. Like the HMO, the PPO provides dental coverage, but through an allowance to be used for preventive and comprehensive non-cosmetic services at any licensed dentist who participates in Medicare.
- Offerings: Cigna also offers Medicare Supplement plans and standalone prescription drug plans across Missouri and Illinois to provide customers with choices for every budget and lifestyle. These plans will first be available to Medicare-eligible customers during Medicare’s Annual Election Period (AEP), which began Oct. 15 and continues through Dec. 7. They will be effective Jan. 1, 2022.