{"id":15304,"date":"2025-09-29T10:12:58","date_gmt":"2025-09-29T10:12:58","guid":{"rendered":"https:\/\/distilinfo.com\/healthplan\/?p=15304"},"modified":"2025-09-29T10:13:24","modified_gmt":"2025-09-29T10:13:24","slug":"court-blocks-cms-medicare-advantage","status":"publish","type":"post","link":"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/","title":{"rendered":"Court Blocks CMS Medicare Advantage Clawback Rule"},"content":{"rendered":"<div>\n<div class=\"grid-cols-1 grid gap-2.5 [&amp;_&gt;_*]:min-w-0 standard-markdown\">\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/#Federal_Court_Overturns_CMS_Audit_Rule\" >Federal Court Overturns CMS Audit Rule<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/#Background_of_the_Regulatory_Change\" >Background of the Regulatory Change<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/#Understanding_the_Fee-for-Service_Adjuster\" >Understanding the Fee-for-Service Adjuster<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/#Purpose_of_the_Adjuster\" >Purpose of the Adjuster<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/#Why_CMS_Eliminated_It\" >Why CMS Eliminated It<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/#The_Legal_Battle_Between_Humana_and_CMS\" >The Legal Battle Between Humana and CMS<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/#Humanas_Core_Arguments\" >Humana&#8217;s Core Arguments<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/#Retroactive_Application_Concerns\" >Retroactive Application Concerns<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/#Financial_Impact_on_Medicare_Advantage_Plans\" >Financial Impact on Medicare Advantage Plans<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/#Industry-Wide_Implications\" >Industry-Wide Implications<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/#Humanas_Exposure\" >Humana&#8217;s Exposure<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/#Courts_Reasoning_and_Decision\" >Court&#8217;s Reasoning and Decision<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/#Lack_of_Fair_Notice\" >Lack of Fair Notice<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/#Surprise_Switch_Doctrine\" >Surprise Switch Doctrine<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/#Rejection_of_Harmless_Error_Defense\" >Rejection of Harmless Error Defense<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/#Future_Implications_for_MA_Oversight\" >Future Implications for MA Oversight<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/#CMSs_Aggressive_Audit_Plans\" >CMS&#8217;s Aggressive Audit Plans<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/#Path_Forward\" >Path Forward<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"text-xl font-bold text-text-100 mt-1 -mb-0.5\"><span class=\"ez-toc-section\" id=\"Federal_Court_Overturns_CMS_Audit_Rule\"><\/span><strong>Federal Court Overturns CMS Audit Rule<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"whitespace-normal break-words\">A U.S. District Court judge has delivered a significant victory to Medicare Advantage insurers by vacating a controversial <a href=\"https:\/\/www.cms.gov\/\" target=\"_blank\" rel=\"noopener\">Centers for Medicare &amp; Medicaid Services (CMS)<\/a> regulation that threatened to recoup billions of dollars in alleged overpayments. The September 25 ruling from the Northern District of Texas sided with Humana, one of the nation&#8217;s largest health insurers, in a legal dispute with far-reaching consequences for the Medicare Advantage industry.<\/p>\n<p class=\"whitespace-normal break-words\">The court determined that CMS violated essential procedural requirements outlined in the Administrative Procedure Act (APA) when implementing its 2023 final rule. This decision represents a critical setback for federal regulators who sought to enhance oversight of Medicare Advantage plans through more aggressive audit methodologies.<\/p>\n<h3 class=\"text-lg font-bold text-text-100 mt-1 -mb-1.5\"><span class=\"ez-toc-section\" id=\"Background_of_the_Regulatory_Change\"><\/span><strong>Background of the Regulatory Change<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p class=\"whitespace-normal break-words\">The controversy originated in early 2023 when CMS issued its final rule introducing substantial changes to how the agency conducts Risk Adjustment Data Validation (RADV) audits. The regulation granted CMS authority to extrapolate overpayment findings from a sample of Medicare Advantage enrollees to an entire plan population, potentially magnifying the financial consequences of audit findings.<\/p>\n<\/div>\n<\/div>\n<div class=\"ease-out rounded-lg border-0.5 flex flex-col font-ui leading-normal my-3 border-border-300 min-h-[2.625rem] hover:bg-bg-200 mt-3 mb-3\">\n<div class=\"flex flex-row items-center gap-2 min-w-0\">\n<div class=\"relative bottom-[0.5px] font-base text-left leading-tight overflow-hidden overflow-ellipsis whitespace-nowrap flex-grow text-text-300\"><span class=\"text-text-300\">Expanded article structure with detailed fee-for-service explanation<\/span><\/div>\n<\/div>\n<div class=\"flex flex-row items-center gap-1.5 min-w-0 shrink-0\">\n<div class=\"flex items-center justify-center relative bottom-[0.5px] text-text-300\"><\/div>\n<\/div>\n<div class=\"overflow-hidden shrink-0\" tabindex=\"-1\">\n<div class=\"min-h-0\">\n<div class=\"overflow-y-auto overflow-x-hidden min-h-0 h-full !max-h-[238px] pointer-events-none\" tabindex=\"-1\">\n<div class=\"text-text-300 text-sm font-normal gap-0.5 relative font-claude-response\">\n<div>\n<div class=\"grid-cols-1 grid gap-2.5 [&amp;_&gt;_*]:min-w-0 p-3 pt-0 pr-8\">\n<p class=\"whitespace-normal break-words\">Good start. I need to expand on the fee-for-service adjuster explanation and continue building out the article with proper structure. Let me continue with more detailed sections.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div class=\"grid-cols-1 grid gap-2.5 [&amp;_&gt;_*]:min-w-0 standard-markdown\">\n<h2 class=\"text-xl font-bold text-text-100 mt-1 -mb-0.5\"><span class=\"ez-toc-section\" id=\"Understanding_the_Fee-for-Service_Adjuster\"><\/span><strong>Understanding the Fee-for-Service Adjuster<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"whitespace-normal break-words\">At the heart of this legal dispute lies a technical but consequential tool: the fee-for-service (FFS) adjuster. Since 2012, CMS had employed this mechanism to account for inherent differences between Medicare Advantage medical records and traditional fee-for-service claims data during audits.<\/p>\n<h3 class=\"text-lg font-bold text-text-100 mt-1 -mb-1.5\"><span class=\"ez-toc-section\" id=\"Purpose_of_the_Adjuster\"><\/span><strong>Purpose of the Adjuster<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p class=\"whitespace-normal break-words\">The FFS adjuster was designed to ensure &#8220;actuarial equivalence&#8221; between Medicare Advantage and traditional Medicare programs. This adjustment recognized that coding practices differ substantially between MA plans, which use detailed medical records for risk adjustment, and fee-for-service Medicare, which relies on claims data for payment purposes.<\/p>\n<h3 class=\"text-lg font-bold text-text-100 mt-1 -mb-1.5\"><span class=\"ez-toc-section\" id=\"Why_CMS_Eliminated_It\"><\/span><strong>Why CMS Eliminated It<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p class=\"whitespace-normal break-words\">In its 2023 rule, CMS controversially removed this long-standing adjuster, arguing that statutory equivalence requirements did not apply to RADV audits. The agency contended that other coding adjustments rendered the FFS adjuster unnecessary, marking a dramatic shift from over a decade of established policy.<\/p>\n<h2 class=\"text-xl font-bold text-text-100 mt-1 -mb-0.5\"><span class=\"ez-toc-section\" id=\"The_Legal_Battle_Between_Humana_and_CMS\"><\/span><strong>The Legal Battle Between Humana and CMS<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"whitespace-normal break-words\">Humana responded swiftly to the rule change, filing suit against the Department of Health and Human Services later in 2023. The insurer challenged the regulation on multiple grounds, asserting it was unlawful, arbitrary and capricious, and improperly applied retroactively.<\/p>\n<h3 class=\"text-lg font-bold text-text-100 mt-1 -mb-1.5\"><span class=\"ez-toc-section\" id=\"Humanas_Core_Arguments\"><\/span><strong>Humana&#8217;s Core Arguments<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p class=\"whitespace-normal break-words\">The insurance giant argued that eliminating the FFS adjuster exposed it to hundreds of millions of dollars in unexpected financial liabilities. Critically, Humana emphasized its reasonable reliance on CMS&#8217;s prior policy framework, which had remained consistent for more than a decade. This reliance argument proved particularly compelling to the court.<\/p>\n<h3 class=\"text-lg font-bold text-text-100 mt-1 -mb-1.5\"><span class=\"ez-toc-section\" id=\"Retroactive_Application_Concerns\"><\/span><strong>Retroactive Application Concerns<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p class=\"whitespace-normal break-words\">Adding to the controversy, CMS sought to apply the new audit methodology retroactively to payment year 2018. This retroactive enforcement raised serious concerns about fairness and due process, as health plans had made business decisions based on the previous regulatory framework.<\/p>\n<h2 class=\"text-xl font-bold text-text-100 mt-1 -mb-0.5\"><span class=\"ez-toc-section\" id=\"Financial_Impact_on_Medicare_Advantage_Plans\"><\/span><strong>Financial Impact on Medicare Advantage Plans<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"whitespace-normal break-words\">The financial stakes in this case were extraordinarily high, affecting not just Humana but the entire Medicare Advantage industry.<\/p>\n<h3 class=\"text-lg font-bold text-text-100 mt-1 -mb-1.5\"><span class=\"ez-toc-section\" id=\"Industry-Wide_Implications\"><\/span><strong>Industry-Wide Implications<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p class=\"whitespace-normal break-words\">CMS estimated it could recover approximately $4.7 billion in overpayments from Medicare Advantage plans using the revised audit methodology. This massive potential recoupment represented one of the most significant regulatory enforcement actions in Medicare Advantage history.<\/p>\n<h3 class=\"text-lg font-bold text-text-100 mt-1 -mb-1.5\"><span class=\"ez-toc-section\" id=\"Humanas_Exposure\"><\/span><strong>Humana&#8217;s Exposure<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p class=\"whitespace-normal break-words\">Among major insurers, Humana faced the largest potential risk from these clawbacks. Financial analysts estimated that roughly 17% of Humana&#8217;s 2023 earnings\u2014approximately $900 million\u2014could come under scrutiny through the enhanced audit process. Such exposure threatened substantial financial instability for the healthcare giant.<\/p>\n<h2 class=\"text-xl font-bold text-text-100 mt-1 -mb-0.5\"><span class=\"ez-toc-section\" id=\"Courts_Reasoning_and_Decision\"><\/span><strong>Court&#8217;s Reasoning and Decision<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"whitespace-normal break-words\">The district court&#8217;s decision hinged on procedural violations rather than the substantive merits of CMS&#8217;s policy change.<\/p>\n<h3 class=\"text-lg font-bold text-text-100 mt-1 -mb-1.5\"><span class=\"ez-toc-section\" id=\"Lack_of_Fair_Notice\"><\/span><strong>Lack of Fair Notice<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p class=\"whitespace-normal break-words\">The court found that CMS failed to provide adequate notice of the rule change during the regulatory comment period. Specifically, the agency&#8217;s justification that actuarial equivalence doesn&#8217;t apply to audits was not a &#8220;logical outgrowth&#8221; of the proposed rule, which had focused primarily on equity concerns between audited and unaudited plans.<\/p>\n<h3 class=\"text-lg font-bold text-text-100 mt-1 -mb-1.5\"><span class=\"ez-toc-section\" id=\"Surprise_Switch_Doctrine\"><\/span><strong>Surprise Switch Doctrine<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p class=\"whitespace-normal break-words\">Applying what legal scholars call the &#8220;surprise switch&#8221; doctrine, the judge ruled that this abrupt shift in rationale deprived stakeholders of meaningful opportunity to comment on the actual basis for the final rule. This procedural deficiency rendered the entire regulation invalid.<\/p>\n<h3 class=\"text-lg font-bold text-text-100 mt-1 -mb-1.5\"><span class=\"ez-toc-section\" id=\"Rejection_of_Harmless_Error_Defense\"><\/span><strong>Rejection of Harmless Error Defense<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p class=\"whitespace-normal break-words\">The government attempted to argue that any procedural error was harmless and shouldn&#8217;t invalidate the rule. However, the court rejected this defense, citing the significant retroactive financial impact on Medicare Advantage plans as evidence of real harm.<\/p>\n<h2 class=\"text-xl font-bold text-text-100 mt-1 -mb-0.5\"><span class=\"ez-toc-section\" id=\"Future_Implications_for_MA_Oversight\"><\/span><strong>Future Implications for MA Oversight<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p class=\"whitespace-normal break-words\">This ruling creates uncertainty about CMS&#8217;s future oversight capabilities for Medicare Advantage programs.<\/p>\n<h3 class=\"text-lg font-bold text-text-100 mt-1 -mb-1.5\"><span class=\"ez-toc-section\" id=\"CMSs_Aggressive_Audit_Plans\"><\/span><strong>CMS&#8217;s Aggressive Audit Plans<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p class=\"whitespace-normal break-words\">In May, CMS announced intentions to audit every Medicare Advantage plan annually for potential overpayments, describing it as an &#8220;aggressive&#8221; oversight enhancement. However, these plans have apparently stalled following the court&#8217;s decision.<\/p>\n<h3 class=\"text-lg font-bold text-text-100 mt-1 -mb-1.5\"><span class=\"ez-toc-section\" id=\"Path_Forward\"><\/span><strong>Path Forward<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p class=\"whitespace-normal break-words\">CMS now faces a choice: appeal the district court&#8217;s decision, initiate new rulemaking with proper procedural safeguards, or develop alternative approaches to Medicare Advantage oversight. The agency must balance legitimate program integrity concerns with insurers&#8217; need for regulatory predictability and procedural fairness.<\/p>\n<p>Discover the latest\u00a0<a href=\"https:\/\/distilinfo.com\/healthplan\/\"><strong>payers\u2019 news updates<\/strong><\/a>\u00a0with a single click. Follow\u00a0<a href=\"https:\/\/distilinfo.com\/healthplan\/\">DistilINFO HealthPlan<\/a>\u00a0and stay ahead with updates. Join our community today!<\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Federal Court Overturns CMS Audit Rule A U.S. District Court judge has delivered a significant victory to Medicare Advantage insurers&#8230; <a href=\"https:\/\/distilinfo.com\/healthplan\/court-blocks-cms-medicare-advantage\/\" style=\"white-space: nowrap;\">Continue Reading <i class=\"fas fa-long-arrow-alt-right\" style=\"vertical-align: middle;\"><\/i><\/a><\/p>\n","protected":false},"author":1,"featured_media":15305,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[1],"tags":[3888,3885,3881,3890,3889,3882,3887,3884,1640,509,62,3886,3883,995],"class_list":{"0":"post-15304","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-distilinfo-originals","8":"tag-actuarial-equivalence","9":"tag-administrative-procedure-act","10":"tag-cms-audit-rule","11":"tag-cms-oversight","12":"tag-federal-court-decision","13":"tag-fee-for-service-adjuster","14":"tag-health-insurance-clawbacks","15":"tag-healthcare-overpayments","16":"tag-humana-lawsuit","17":"tag-ma-plans","18":"tag-medicare-advantage","19":"tag-medicare-regulation","20":"tag-radv-audits","21":"tag-risk-adjustment","22":"entry"},"_links":{"self":[{"href":"https:\/\/distilinfo.com\/healthplan\/wp-json\/wp\/v2\/posts\/15304"}],"collection":[{"href":"https:\/\/distilinfo.com\/healthplan\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/distilinfo.com\/healthplan\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/distilinfo.com\/healthplan\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/distilinfo.com\/healthplan\/wp-json\/wp\/v2\/comments?post=15304"}],"version-history":[{"count":1,"href":"https:\/\/distilinfo.com\/healthplan\/wp-json\/wp\/v2\/posts\/15304\/revisions"}],"predecessor-version":[{"id":15306,"href":"https:\/\/distilinfo.com\/healthplan\/wp-json\/wp\/v2\/posts\/15304\/revisions\/15306"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/distilinfo.com\/healthplan\/wp-json\/wp\/v2\/media\/15305"}],"wp:attachment":[{"href":"https:\/\/distilinfo.com\/healthplan\/wp-json\/wp\/v2\/media?parent=15304"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/distilinfo.com\/healthplan\/wp-json\/wp\/v2\/categories?post=15304"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/distilinfo.com\/healthplan\/wp-json\/wp\/v2\/tags?post=15304"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}