Hello Omni Talk Fans! Believe it or not, this is our last newsletter of 2021.

Anne and I are taking the next week and a half off to enjoy the holidays and to prepare for what promises to be one hell of a fun NRF-filled January.

To close out the year, today we bring you something from our favorite and most important series of content, and that is our latest Women's Retail Collective Podcast with Fanatics Chief Strategic Retail Officer, Gina De Caro Sprenger.

Gina's career is noteworthy, starting with her first job as an elevator operator in a luxury department store at the age of 14, to leading the entire Home business at Target, and now occupying one of the key c-suite roles at one of the most fascinating companies in retail, Fanatics.

You can give Anne's interview with Gina a listen by clicking here or on the big image at the top of this newsletter.

And now your final Fast Five headlines of 2021 (and, boy, are they a doozy!):

Be careful out there,

-- Chris, Anne, and the entire Omni Talk team

P.S. Ever heard of embedded finance? We caught wind of it this week. And it could get hot real fast.

Want to find out what it is?

Click here to learn more.

P.P.S. In case you missed it last week, our annual Omni Talk Awards Show is available below.

Let us know on social media what you think we got right and wrong in handing out this year's hardware!

P.P.P.S. Anne and I cannot thank you enough for your support over the past year and wish you all a Happy Holidays and a wonderful New Year!