Blue Cross Blue Shield of Michigan and Blue Care Network are launching a new individual health plan option for young adults under 30. The plan will be available in 63 rural counties for adults under 30 years old who are ineligible for a tax credit under the ACA. The plan provides no-cost laboratory services and low copays for a variety of benefits including Blue Cross Online Visits, primary care visits, retail health visits, mental health visits, and urgent care visits.
- Health Plans: Blue Cross and BCN will continue to provide a variety of coverage options with no plan cancellations for 2022 enrollment. The companies remain the only carriers offering plans in the Upper Peninsula, as well as all 83 Michigan counties. Adding to a diversified portfolio of 30 total plans – two Gold, 16 Silver, nine Bronze, and two Catastrophic level offerings – the Blue Cross Preferred-Value plan will be the one new product to be introduced for 2022 open enrollment.
- Affordable plans: “As we adjust to changing health care trends and needs of members, we’re more committed than ever to keeping premium increases in check and providing affordable plans, while ensuring our members have the coverage they depend on,” said Rick Notter, vice president of Individual Business for Blue Cross Blue Shield of Michigan.
- Michigan and its uniqueness: Michigan expanded Medicaid for residents under the Affordable Care Act, so depending on your income, you may qualify for Medicaid or a qualified health plan. However, Michigan is different from other states in that if your household income enrolls greater than the federal poverty level and you in Medicaid, you must contribute 2% of your annual income to a health savings account.
- Coverage: Coverage will include online primary care, urgent care, and mental health visits. “The Blue Cross Preferred-Value Plan was designed to provide a quality coverage option for young adults who may not qualify for subsidies, but are still looking for an affordable, comprehensive health care plan,” BCBS’ vice president of the individual business, Rick Notter said in the statement.
- BCBS benefits: Blue Cross Blue Shield of Michigan (BCBSM) is an independent licensee of Blue Cross Blue Shield Association. Currently, it is headquartered at 600 E. Lafayette Blvd. In downtown Detroit. Blue Cross Blue Shield of Michigan, a non-profit organization, provides and administers health benefits to more than 4.3 million members residing in Michigan in addition to members of Michigan-headquartered groups who reside outside the state.
