Humana scored a leading 4.3 stars in the 2024 Medicare Advantage ratings for its superior member experience and affordable plans. Available in 49 states, the insurer offers numerous $0 premium plans, with 91% also covering drug costs. UnitedHealthcare followed with a four-star rating. Despite its top rank, Humana’s Special Needs Plans have limited availability. The ratings across Medicare Advantage and Part D plans have generally declined compared to the previous year, with averages falling to 4.04 and 3.11 stars, respectively.
In the 2024 Medicare Advantage ratings, Humana secured a top position with an impressive 4.3-star rating, recognized for its outstanding member experience and budget-friendly plans spanning 49 states. Offering a range of $0 premium plans, Humana further stands out with 91% coverage of prescription drug costs. UnitedHealthcare followed closely with a four-star rating. Notably, Humana’s Special Needs Plans have limited availability despite its leading position. Overall, the ratings for Medicare Advantage and Part D plans have seen a decline compared to the previous year, with averages now at 4.04 and 3.11 stars, respectively.
In the ever-evolving landscape of healthcare, where the quest for excellence is a perpetual journey, one insurance provider stands out in the 2024 Medicare Advantage (MA) ratings: Humana. With a notable 4.3-star overall rating, Humana has achieved a remarkable feat that places it at the forefront of quality healthcare coverage in the United States. In an in-depth analysis conducted by the US News & World Report, Humana’s exceptional performance in plan quality, member experience, and affordability takes center stage, underlining its commitment to providing comprehensive and accessible healthcare solutions to its members.
One of the key highlights of Humana’s success is its outstanding rating in member experience. The insurer has secured the coveted title of the best insurer for member experience, with its rating climbing from 3.8 to 3.9 stars, surpassing the national average of 3.5 stars. This achievement underscores the tangible difference Humana makes in the lives of its members by ensuring that they have easy access to care and a seamlessly coordinated service experience.
Notably, Humana’s commitment to affordability has not gone unnoticed. The insurer leads the way by presenting approximately 9,400 plans with a $0 Part C premium in 2024. Even more impressive is the fact that 91% of these plans include drug coverage without an additional Part D premium. This demonstrates Humana’s dedication to making comprehensive healthcare accessible to a broad spectrum of the population, ensuring that financial constraints do not stand in the way of receiving quality care.
In comparison, UnitedHealthcare, with a four-star overall rating, secures the second-highest spot in the rankings and leads in drug plan ratings. The competition is fierce, but Humana’s commitment to its members and their healthcare experience sets it apart as a leader in the field.
The US News Honor Roll, an accolade reserved for plans with at least three stars and an average state rating of 4.5 or higher, proudly includes Humana. The insurer’s presence extends across 49 states, Washington, DC, and Puerto Rico, covering an impressive 89% of US counties. However, it’s worth noting that Humana’s Special Needs Plans aren’t universally available, underscoring the diverse range of healthcare solutions tailored to different needs.
Humana’s dedication to providing comprehensive healthcare coverage also shines through in its offerings of plans with extensive benefits. These include coverage for vision, hearing, dental, and fitness. Additionally, Humana provides the largest variety of plans that cover over-the-counter medications and products, further demonstrating its commitment to holistic and accessible healthcare solutions.
UnitedHealthcare, the closest contender, is recognized for its Optum Home Delivery option, which offers a no-copay policy for tier one and two prescriptions. This includes typically uncovered items such as certain vitamins and medications related to conditions like erectile dysfunction, showcasing a commitment to offering value and convenience to its members.
In a remarkable convergence of excellence, four payers, including Humana and Essence Healthcare, have achieved “Best” status in multiple states. Quartz Medicare Advantage and Select Health also earned this prestigious recognition in several states, reflecting the dynamic and competitive landscape of healthcare providers.
While excellence abounds in the realm of Medicare Advantage and Part D plans, it’s essential to note that overall plan ratings have experienced a slight decrease compared to the previous year. Medicare Advantage plans have seen their ratings drop from 4.14 to 4.04 stars, while Part D plans have fallen from 3.25 to 3.11 stars. These fluctuations highlight the ever-evolving nature of the healthcare industry, where continuous improvement remains the driving force for healthcare providers seeking to deliver the best possible care to their members.
Overall, Humana’s exceptional 4.3-star rating in the 2024 Medicare Advantage ratings underscores its unwavering commitment to delivering high-quality, accessible, and affordable healthcare solutions to its members. In an era where healthcare excellence is a constantly evolving goal, Humana stands as a beacon of innovation and dedication, setting the bar high for healthcare providers across the United States. With its focus on member experience, affordability, and comprehensive benefits, Humana exemplifies what it means to put the well-being of its members at the forefront of its mission.
