UnitedHealthcare’s Surest plan presents a paradigm shift in commercial health insurance, offering members a seamless, consumer-centric healthcare experience. With no deductibles and a focus on price transparency, Surest attracts a growing membership base and delivers tangible benefits in terms of reduced total spending and cost of care. The Aon analysis highlights the significant efficiencies achieved across various healthcare services, including telehealth, specialty pharmacy, and outpatient surgeries. As Surest continues to lead the way in innovation and cost containment, it exemplifies a brighter future for healthcare delivery, where members are empowered to prioritize their health without financial barriers.
Experience the transformative power of UnitedHealthcare’s Surest plan, the epitome of innovation in commercial health insurance. By eliminating deductibles and prioritizing price transparency, Surest revolutionizes the healthcare experience for members. Through meticulous analysis conducted by Aon, the unparalleled performance of Surest is unveiled, showcasing remarkable reductions in total spending, cost of care, and key drivers of cost efficiencies. This analysis offers valuable insights into the effectiveness of Surest in optimizing healthcare delivery and improving outcomes. As Surest emerges as the fastest-growing commercial health plan, it underscores a commitment to empowering members with access to high-quality care while delivering substantial cost savings.
UnitedHealthcare’s Surest plan has emerged as the organization’s fastest-growing commercial health plan, distinguished by its absence of deductibles and a unique shoppable healthcare experience centered around price transparency. A recent analysis conducted by Aon sheds light on the remarkable performance of Surest, comparing its members’ medical and pharmacy spending over 2021 and 2022 to a carefully selected control group. Here are the key figures that underscore Surest’s impact and efficiency in transforming healthcare delivery:
1. Total Spend Reduction
Surest members experienced a significant reduction in total spending per member per year. In 2021, this amounted to a substantial $365 decrease, and in 2022, the savings further increased to $412 per member.
2. Total Cost of Care
The total cost of care within the Surest plan demonstrated consistent savings. In 2021, it was 7.5% lower compared to the control group, and this trend continued in 2022 with a 7.7% reduction.
3. Breakdown of Cost Reduction
The reduction in the total cost of care in 2022 was primarily driven by staggering decreases in allowed medical claims and allowed drug claims, amounting to 96.7% and 78.8% respectively.
4. Efficiency in Professional Spend
One of the significant drivers of cost efficiencies within Surest was the remarkable decrease in professional spending, which reached an impressive 93.1% reduction in 2022.
5. Specialty Pharmacy Spend Reduction
Similarly, Surest witnessed substantial savings in specialty pharmacy spending, with a notable 71.5% reduction in 2022.
6. Increase in Telehealth Utilization
Telehealth emerged as a pivotal component in Surest’s healthcare delivery, with a notable 30% increase in its utilization among members.
7. Lower Cost for Neurodevelopmental Services
Surest members benefited from a substantial 15.1% reduction in the cost of care for neurodevelopmental services, showcasing the plan’s effectiveness in managing specialized care needs.
8. Reduced Spending on Physician-Administered Drugs
Physician-administered drugs saw a significant decline in spending among Surest members, with a noteworthy 14% decrease compared to the control group.
9. Cost Reduction for Migraine Care
Surest demonstrated its efficiency in managing migraine care costs, with a commendable 12.1% reduction in the cost of care for migraines.
10. Lower Costs for Outpatient Surgeries and Emergency Visits
Surest members experienced considerable savings across various healthcare services, including outpatient surgeries (12% lower costs) and emergency department visits (10% lower spending), reflecting the plan’s comprehensive approach to cost containment.
UnitedHealthcare’s Surest plan represents a beacon of positivity in the healthcare landscape, offering members access to affordable care and meaningful savings. The impressive performance metrics revealed by the Aon analysis underscore the effectiveness of Surest in driving down costs while enhancing the quality of care. By leveraging innovative solutions such as telehealth and transparent pricing, Surest ensures that members receive the care they need without undue financial burden. As Surest continues to grow and evolve, it sets a precedent for future healthcare models focused on consumer empowerment and cost-effectiveness, ultimately leading to healthier, happier communities.
